Pay Cash. Get cash
The Win-Win Wallet for People and Small Businesses.
istash replaces credit-card fees with instant cashback.
Because payments should be fair, transparent, and beneficial for everyone.
SECURED BY
We’re not reinventing payments.
We’re making them fair.
Every time you swipe a credit card, small businesses lose up to 4% in fees — and most customers get only pennies back in points. istash changes that.
We give merchants control, users instant rewards, and communities a way to keep money where it belongs — local.
Because no one should have to win at someone else’s expense.
How istash works
The same transaction that hurts small businesses can now help them thrive — while you earn real rewards.
As EASY AS 1-2-3
1
DOWNLOAD THE APP
Create your account in minutes and link your bank securely through Plaid.
2
SCAN TO PAY
Use your istash wallet at local businesses and skip the card fees.
3
GET INSTANT CASH BACK
Earn 3-10% back instantly ~ no worries, points or fine print.
For Merchants
Keep More of Every Sale.
With istash, you can stop paying 2.5–4% in credit-card fees and turn that money into loyalty instead. Set your own cashback rate. Reward customers instantly. Grow your business sustainably — no gimmicks, no hidden costs.
Because fair payment systems build stronger communities.
For Users
Real Cashback. Instantly.
No points. No confusion. No waiting months to redeem. When you pay with istash, you get real money back — instantly. Use it again, save it, or move it to your bank.
Your everyday purchases now support the local businesses that make your community thrive.
OUR RETAIL PARTNERS
Hope | Artful Framer Studios
MamOon | Firefly Burger
Lisa | Streets of London
ZAREENA | TRIM WAX
WHAT YOUR NEIGHBORS ARE SAYING
Meet Farah Adil Founder & CEO
A journalist turned fintech founder, Farah built istash from a belief that fairness should be at the heart of every transaction.
Her mission: create technology that empowers people and restores balance to the way money moves.
“I want istash to mean something, to actually create change.”
Built by Community, For Community
From Chicago’s neighborhood cafés to college campuses, istash is building a movement around fairness and innovation.
20+ local businesses onboarded | 400+ users | Countless small wins every day.
